Insurance Information

Apply Online for Temporary Health Insurance


There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility.

Short term health insurance is one of the easiest types of insurance to purchase online. It is meant to cover major emergency medical expenses for people who are temporarily without other health insurance. Sometimes referred to as catastrophic health insurance, it is not designed to be your primary health insurance. It won't pay for preventive health care, routine office visits, and prescriptions for pre-existing health conditions like asthma and diabetes, or treatment for pre-existing conditions. Many temporary health insurance policies also have a list of illnesses and injuries for which they limit coverage. Be sure to check the plan you're considering carefully to be sure that it will cover what you might need it for.

Depending on the deductible you choose, your age and your health condition, temporary health insurance can be very affordable. For instance, $30 to $50 a month will purchase a policy with a $250 deductible for a healthy male in his early twenties.

What will that buy you?

Under the terms of most temporary health insurance policies, if you're involved in an accident that lands you in the hospital with a $50,000 bill, you'll pay as little as $1,250 for treatment. Before you pshaw at that, consider this: treatment for a broken leg can easily top $10,000 once X-rays, casts and follow-up visits are factored in.

Short term health insurance is meant to be temporary, so there are limits to the length of time that you can be covered by a temporary health insurance plan. Some companies will allow you to renew your plan once at the end of the term of coverage. Others will make you apply again, but only once.

When you apply for temporary health insurance online, most companies will cover you within 24 hours of your application. Many policies will issue you a policy immediately. You can find many web sites that offer comparison tools and online applications for temporary health insurance. Once you decide on a plan that meets your needs, you can have up to ten quotes for health insurance premiums in minutes, and have health insurance coverage within 24 hours.

To view our recommended health insurance companies: visit, Recommended Health Insurance Companies.

Carrie Reeder is the owner of eZerk, an informational website, with articles and the latest news about various topics.


MORE RESOURCES:

Tampabay.com

Citizens boosted home values to raise insurance premiums, suit says
Tampabay.com
By Toluse Olorunnipa, Times/Herald Tallahassee Bureau TALLAHASSEE — Florida homeowners filed a class-action suit against Citizens Property Insurance Corp. on Tuesday, claiming the state-run insurer is systematically overvaluing properties in order to ...
Spiking insurance rates prompts suit against CitizensSarasota Herald-Tribune
Lawsuit says Citizens Insurance is unfairly inflating premiumsPalm Beach Post
Debates Rage in Tallahassee Over Insurance, Abortion, PrisonsWCTV
Wink News
all 59 news articles »


Long-term care insurance: The long and short of it
Chicago Tribune
Little wonder that older Americans are investing in long-term care insurance. Nursing home costs are often cited when arguing in favor of long-term care insurance. "What long-term care insurance really does is give you choice and options," says Jesse ...
Connecticut Long Term Care Insurance Partnership Information Website LaunchedNewsReleaseWire.com (press release)

all 2 news articles »


MSU is requiring freshmen to have health insurance or join its plan
Detroit Free Press
By David Jesse If Michigan State University freshmen don't prove they have health insurance by the end of the month, the university will automatically enroll them in a plan and tack the cost onto their tuition bills. The state's second-largest public ...

and more »


TomTom in insurance tie-up with Motaquote
Reuters
AMSTERDAM Feb 8 (Reuters) - Dutch navigation systems maker TomTom NV said on Wednesday it has teamed up with UK-based insurance firm Motaquote to offer an insurance product for drivers which links premiums to driver behaviour and safety.
TomTom Announces Ground-Breaking Insurance PartnershipMarketWatch (press release)
TomTom Enters Insurance Telematics Market in the UKGPS Business News

all 6 news articles »


Chattanooga Times Free Press

Local Catholic leaders oppose birth control insurance requirement
Chattanooga Times Free Press
Supporters of the ruling point out that 28 states already require insurance plans to cover contraception if they cover other prescription drugs, although many states have broader religious exemptions than the new federal one. Tennessee does not have a ...
Midwest Voices | Catholic objections to birth control insurance benefits ...Kansas City Star
Government gets backlash from imposing birth control in health insurance plansWVLA-TV
Majority of Catholics support health insurance for birth controlOrlando Sentinel (blog)
PR Newswire (press release) -ThinkProgress -my.hsj.org
all 1,343 news articles »


Customers seek access to MF Global insurance sums
Reuters
Customers say insurance money should go to them, not MF Global execs * Customers still missing an estimated $1.2 billion By Nick Brown Feb 7 (Reuters) - Customers of MF Global's broker-dealer unit say at least $120 million in insurance policies for the ...
MF Had $190 Million of Insurance for Corzine, ProfessionalsBusinessWeek

all 19 news articles »


Brockton City Council defeats health insurance changes
Wicked Local
The vote in the City Council's Finance Committee Monday night was a foregone conclusion about halfway into the two-hour debate on whether or not to adopt the state's municipal health insurance reform law in Brockton. If adopted, it would have given the ...
Brockton poised to be only third community to reject health insurance lawEnterprise News

all 2 news articles »


Officials say flood insurance important
In-Forum
FARGO – Officials say a decision to not renew flood insurance could have costly implications months before new flood-plain maps come out. FARGO – Officials say a decision to not renew flood insurance could have costly implications months before new ...
FEMA: More Facts About the National Flood Insurance Program (pt. 2)7thSpace Interactive (press release)

all 9 news articles »


Farm Futures

Crop insurance's growing value
News & Observer
News reports out of USDA's Risk Management Agency underscore that point all too clearly: With some 15 percent of all crop insurance claims yet to be processed, crop insurance companies have paid out a record $9.1 billion so far in indemnity payments to ...
Record Indemnities Underscore Value of Crop Insurance as Key ToolFarm Futures
Farm bill: 'Safety net' for farmers could be reshaped in 2012California Farm Bureau

all 3 news articles »


Study Quantifies Families Without Health Insurance
MedPage Today
By Emily P. Walker, Washington Correspondent, MedPage Today WASHINGTON -- More than half of poor families and a third of middle-income families had no health insurance during the preceding year, and a substantial number had been without insurance for ...
The health insurance income gapWashington Post (blog)
Survey highlights gaps in care faced by poorModernHealthcare.com

all 10 news articles »

Google News

home | site map | contact | Partners
© 2006 - insurance-information.cliczoom.com