Insurance Information

Compare Car Insurance Companies Before You Commit


If you want to save money on your car insurance, compare insurance companies before you sign up for an annual premium. Car insurance premiums can differ as much as 300% between carriers for the same coverage. Comparing quotes is the only way to find the best deal. Fortunately, online insurance sites have made this easy.

Compare the Same Service

Insurance companies may shout that they have the lowest prices, but that may only apply for "no accident" drivers with high deductibles. To have a realistic idea about prices, compare the same deductible and coverage amount with several different insurance companies. Free online insurance sites can easily do this for you with side by side comparisons.

Supply Your Personal Information

Giving information about your marital status, zip code, and driving history can be intimidating, but they are all factors that influence insurance rates. It is best to give out this information to make sure you get each discount that you qualify for.

Read the Details

A car insurance company with the lowest price may not be the best value. Read the details to see what coverage is included. Determine if they require you to use their shops for repairs or if you can request a shop you trust. Also, check to see if your rates will jump up if you are in an accident. The details can cost you quality and money in the long run.

Ask about Discounts

Not all car insurance companies offer the same discounts, so it is best to ask. Discounts for safety features such as automatic seatbelts, airbags, and daytime running headlights are common. Less common discounts are deductions for kids at college over a 100 miles away from home or taking a certified defensive driving class.

Check Rates Yearly

Once you sign up with a car insurance company, you don't have to stay with them forever. Make it a practice to compare insurance rates annually before signing up for another yearlong premium. This is also a good opportunity to update changes in your personal status and vehicle information which could result in lower insurance costs.

To view our list of recommended companies for auto insurance online, some of which can give you multiple insurance quotes from different companies, visit this page: Recommended Auto Insurance Companies Online.

Carrie Reeder is the owner of eZerk, an informational website with articles and the latest news about various topics.


MORE RESOURCES:

MLive.com

MSU health insurance policy raises ire
Lansing State Journal
Since last fall, Michigan State University has required all newly admitted undergraduates to have health insurance that covers in-patient and out-patient services. Those who don't have insurance and don't obtain it elsewhere are automatically ...
MSU is requiring freshmen to have health insurance or join its planDetroit Free Press

all 6 news articles »


TomTom moves into insurance for drivers
Reuters
Fleet tracking technology is basis for consumer insurance * Drivers get feedback to improve driving, cut premiums * Expects new product offering to grow 10 pct in 3-5 years * To focus growth in European insurance market in 2012 By Roberta Cowan ...
TomTom Announces Ground-Breaking Insurance PartnershipMarketWatch (press release)
TomTom Enters Insurance Telematics Market in the UKGPS Business News

all 9 news articles »


Tampabay.com

Citizens boosted home values to raise insurance premiums, suit says
Tampabay.com
By Toluse Olorunnipa, Times/Herald Tallahassee Bureau TALLAHASSEE — Florida homeowners filed a class-action suit against Citizens Property Insurance Corp. on Tuesday, claiming the state-run insurer is systematically overvaluing properties in order to ...
Spiking insurance rates prompts suit against CitizensSarasota Herald-Tribune
Lawsuit says Citizens Insurance is unfairly inflating premiumsPalm Beach Post
Debates Rage in Tallahassee Over Insurance, Abortion, PrisonsWCTV
Wink News
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Chattanooga Times Free Press

Local Catholic leaders oppose birth control insurance requirement
Chattanooga Times Free Press
Supporters of the ruling point out that 28 states already require insurance plans to cover contraception if they cover other prescription drugs, although many states have broader religious exemptions than the new federal one. Tennessee does not have a ...
Midwest Voices | Catholic objections to birth control insurance benefits ...Kansas City Star
Contraception and insuranceChicago Tribune (blog)
Government gets backlash from imposing birth control in health insurance plansWVLA-TV
Orlando Sentinel (blog) -PR Newswire (press release) -ThinkProgress
all 1,393 news articles »


Farm Futures

Crop insurance's growing value
News & Observer
News reports out of USDA's Risk Management Agency underscore that point all too clearly: With some 15 percent of all crop insurance claims yet to be processed, crop insurance companies have paid out a record $9.1 billion so far in indemnity payments to ...
Record Indemnities Underscore Value of Crop Insurance as Key ToolFarm Futures
Farm bill: 'Safety net' for farmers could be reshaped in 2012California Farm Bureau

all 3 news articles »


Long-term care insurance: The long and short of it
Chicago Tribune
Little wonder that older Americans are investing in long-term care insurance. Nursing home costs are often cited when arguing in favor of long-term care insurance. "What long-term care insurance really does is give you choice and options," says Jesse ...
Connecticut Long Term Care Insurance Partnership Information Website LaunchedNewsReleaseWire.com (press release)

all 2 news articles »


Officials say flood insurance important
In-Forum
FARGO – Officials say a decision to not renew flood insurance could have costly implications months before new flood-plain maps come out. FARGO – Officials say a decision to not renew flood insurance could have costly implications months before new ...
FEMA: More Facts About the National Flood Insurance Program (pt. 2)7thSpace Interactive (press release)

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County health insurance plan considered
nwitimes.com
VALPARAISO | The head of a Cincinnati-based health care consulting and benefit administration firm said he can save Porter County $4 million a year on its health insurance costs. The claim from Thomas Quigley of ClaimLinx came during a Porter County ...
Porter County Council examines health coverage for employeesPost-Tribune

all 2 news articles »


Brockton City Council defeats health insurance changes
Wicked Local
The vote in the City Council's Finance Committee Monday night was a foregone conclusion about halfway into the two-hour debate on whether or not to adopt the state's municipal health insurance reform law in Brockton. If adopted, it would have given the ...
Brockton poised to be only third community to reject health insurance lawEnterprise News

all 2 news articles »


MF Had $190 Million of Insurance for Corzine, Professionals
BusinessWeek
6 (Bloomberg) -- MF Global Holdings Ltd.'s insurance unit issued $190 million of liability policies for Jon Corzine and other professionals through May to cover costs of defending against allegations of wrongdoing, according to a court filing.
Customers seek access to MF Global insurance sumsChicago Tribune

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