Insurance Information

Insurance Information

Taking The Mystery Out Of Long-Term Care Insurance


Here's the good news: with improvements in medical technology and healthier lifestyles, people are living longer. Life expectancy today has increased to 83 years, up from 78 years in 1940 (The Shopper's Guide to Long-term Care Insurance from the National Association of Insurance Commissioners).

The Awful Truth about Annuity and Insurance Leads


You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop.

Health Savings Accounts


Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.

Converting An Unwanted Life Insurance Policy Into Ca$h


Do You Own A Life Insurance Policy That You No longer Need or Want? It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.Reasons To "Sell" A Policy:Family Situations Bankruptcy Estate Reduction Estate Tax Revision Business Was Sold 1035 Exchange Drain On Income Divorce - Separation Death of A Spouse Retirement Declining Health Non-Performing Policy Wealth Planning Work Related ChangesQualifying Types Of Life Insurance:Group Whole Life Term (Convertible) Joint Universal Variable Key Man (business related)Who Is A Qualified Candidate?Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy.

Terrorism Insurance - What it Costs Small Business


The Terrorism Insurance Act of Nov. 26, 2002.

How Does Credit History Affect Car Insurance Rates?


Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.

Term Life - Who Needs It?


If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for:· Young families or those on a limited budget, yet still need a large amount of life insurance.

How Much Car Insurance Should You Buy?


Car insurance is one of the most dreaded chunks in your budget. And depending on which state you live in, it could be a smaller or larger chunk of your budget than your neighbors across state lines.

Is Your Auto Insurance Company Rated?


Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another can for the same coverages? Choosing the best insurance company for you is a crucial financial decision.

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?


Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Seven Steps to Filing Your Car Insurance Claim


Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.

Factors That Affect Your Car Insurance Premium


Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.

Protecting Your Expatriate Family


If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to 'back home'.

Should I Buy Rental Car Insurance?


Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase.

Understanding How Your Credit History May Affect Your Car Insurance Coverage


Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.

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MORE RESOURCES:

ABC Action News

Two Arrested in $422000 Theft from Lakeland Insurance Company
The Ledger
LAKELAND | Two family members of a former partner in a Lakeland insurance agency were arrested Friday night on charges related to theft of $422000 from the company, the Polk County Sheriff's Office announced today. Cynthia Applewhite, 32, of 3404 ...
Women charged with defrauding insurance company of $422KTbo.com
Pair arrested for stealing from family businessMyFox Tampa Bay
Women accused of stealing $422K from family insurance businessABC Action News
WKMG Orlando
all 7 news articles »


Holocaust survivors, heirs targeting German insurance giant
Sun-Sentinel
Rose, who now lives in Miami, remembers the family owned a life insurance policy through insurance giant Allianz, but it wasn't until last year that her son found his mother's and her parents' names on lists of beneficiaries that Allianz was forced to ...

and more »


Insurance may be a dry subject, but its TV ads aren't
DesMoinesRegister.com
In one from 1980 that's posted on YouTube, a narrator informs a cheery couple poised to buy a car that Allstate offers a discount for insurance on certain vehicles. “Different rates for different cars,” the narrator says. “You're in good hands with ...
Car Insurance Concepts Upgrades Technical Capabilities for InteractionMiddle East North Africa Financial Network

all 4 news articles »


Sarah Burke lacked insurance coverage from sponsor at time of fatal injury
Toronto Star
Star staff Sarah Burke did not have insurance in place from her sponsor when she was fatally injured in Park City Utah during a training run, according to a report from msnbc.com. “Sponsors in general do not provide insurance for the athletes, ...

and more »


NICL scam: CBI files charges against Reliance Industries Limited, 4 retired ...
Times of India
The probe also revealed that a majority of subscribers under the default insurance cover for telecom services policy could not be located due of inaccurate addresses. NEW DELHI: The Central Bureau of Investigation (CBI) has filed a chargesheet in a ...
Insurance scam: 5 NICL officials under CBI scannerZee News

all 2 news articles »


CBS Local

Bill To Shrink Citizens' Insurance Heads To Senate
CBS Local
TALLAHASSEE (CBSMIami) – The Florida House, in an effort to cut the number of people insured by Citizens Property Insurance, passed a bill Friday that would let some customers be sent to largely unregulated 'surplus lines' companies, where critics ...
Alternative hurricane insurance clears HouseLocal 10
Donelon: Grants to insurers reduced state's riskThe Advocate
Florida House Budget Won't Hike Insurance PremiumsFirst Coast News

all 34 news articles »


Bloomberg

BB&T buys insurance company for $570M
Winston-Salem Journal
BB&T Corp. said Friday it has made the largest deal for an insurance company in its history, buying the life, property and casualty-insurance divisions of Crump Group Inc. for $570 million in cash. Crump, based in Roseland, NJ, is the largest ...
BB&T to buy insurance brokerage for $570 mlnReuters
BB&T Purchases Leading Wholesale Insurance BrokerageMarketWatch (press release)
BB&T to Buy Crump Units for $570 Million to Build Life-Insurance BusinessBloomberg
BusinessWeek -Insurance Journal
all 82 news articles »


The Consumerist

Insurance Companies Bill Harms Consumers
Kansas City infoZine
Washington, DC - infoZine - New legislation introduced today would jeopardize nearly $900 million in estimated health insurance refunds or lower premiums for consumers. The bill (S.2068), authored by Senator Landrieu of Louisiana, guts a key protection ...
New Legislation Would Pad Health Insurance Coffers While Screwing Over ConsumersThe Consumerist
Study: Insurance Deductibles Doubled in Seven YearsMD News (press release)

all 5 news articles »


Daily Mail

Car insurance rip-off: 5000 firms chasing claims... and 700 of them have been ...
Daily Mail
Insiders say that Ms Greening is furious the legal establishment has tried to block reforms and protect its rich pickings from the scam, which is sending car-insurance premiums rocketing. The Prime Minister is to chair a special Downing Street summit ...



CoventryOne Simplifies Health Insurance Options for Early Retirees
MarketWatch (press release)
"Obtaining affordable health insurance at this chapter in one's life is especially important," said Robert Fox, VP, Individual Business, Coventry Health Care. "It's a good idea to start reviewing health benefit options at least a few months before ...

and more »

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